Injured in an Uber or Lyft Accident? Here’s What You Should Know
Rideshare services like Uber and Lyft are convenient, but when accidents happen, the claims process is more complicated than a typical car crash. Multiple insurance policies may apply, and companies like Uber and Lyft fight hard to limit payouts.
At The Law Office of Portnoi & Reed P.C., we’ve helped injured clients in Union County and across New Jersey for over 30 years. Here are the most common questions people ask after a rideshare accident — and what you need to know before filing a claim.
Immediate Concerns After a Rideshare Accident
What should I do right after an Uber or Lyft accident?
Call the police, seek medical attention, and document the scene with photos. Collect driver and passenger details, and don’t speak with insurance until you’ve talked to a lawyer.
Do I need to report the rideshare accident to the police in New Jersey?
Yes. Always file a police report. It provides an official record that helps your case later.
Should I notify Uber or Lyft about the accident?
Yes, but only provide basic facts through the app. Avoid detailed statements until you speak with a lawyer.
What if I don’t feel injured at the scene?
See a doctor anyway. Whiplash, concussions, and internal injuries often appear hours or days later.
Insurance & Liability in Rideshare Accidents
Who pays for my medical bills after a rideshare accident?
New Jersey’s no-fault insurance (PIP) covers initial medical costs. If injuries are serious, Uber and Lyft provide up to $1 million in coverage when drivers are logged into the app and transporting passengers.
Does Uber or Lyft provide insurance coverage for accidents?
Yes, but coverage depends on the driver’s status:
- Logged out of app: Driver’s personal insurance applies.
- Logged in, waiting for ride: Contingent coverage (limited).
- En route or with passenger: Up to $1M liability coverage.
What if the rideshare driver was off duty or not logged into the app?
Then only their personal auto insurance applies, not Uber/Lyft coverage.
Can I sue Uber or Lyft directly for my injuries?
It’s difficult. These companies classify drivers as independent contractors. Most cases involve suing the driver or filing against Uber/Lyft’s insurance, not the company itself.
What if the other driver was at fault in a rideshare accident?
You may pursue their insurance, in addition to rideshare coverage, depending on circumstances.
Legal Representation
Do I need a rideshare accident lawyer, or can I handle the claim on my own?
You can file alone, but insurance companies often deny or underpay claims. An experienced rideshare accident lawyer near you can maximize recovery.
How much does it cost to hire an Uber or Lyft accident attorney?
At Portnoi & Reed, you pay nothing upfront. We work on contingency — we only get paid if we win.
How long do I have to file a rideshare accident claim in New Jersey?
You generally have two years from the date of the accident to file a personal injury lawsuit.
How do I know if my claim qualifies for compensation?
If you required medical treatment, lost wages, or suffered lasting injuries, your case likely qualifies. A lawyer can confirm during a free consultation.
👉 Injured in an Uber or Lyft accident? Call Portnoi & Reed at (908) 228-8800 or schedule a free consultation online.
Compensation & Settlements
What damages can I recover after a rideshare accident?
- Medical bills
- Lost wages
- Pain and suffering
- Future medical care for long-term injuries
- Wrongful death damages in fatal cases
How much is a rideshare accident case worth in NJ?
It varies by severity. Minor injury cases may settle for thousands, while severe or permanent injuries can be worth significantly more.
How long does it take to settle an Uber or Lyft accident claim?
Cases can take a few months to over a year, depending on insurance negotiations and whether a lawsuit is required.
Will my case have to go to court, or can it be settled?
Most cases settle out of court, but if insurers refuse to pay fairly, litigation may be necessary.
Special Situations
What if I was a passenger in an Uber or Lyft accident?
You almost always have a valid claim, since passengers are rarely at fault.
Can I file a claim if I was hit by an Uber or Lyft driver while walking or biking?
Yes. Pedestrians and cyclists injured by rideshare drivers may file claims under Uber/Lyft’s insurance if the driver was logged in.
What if I was a rideshare driver injured while driving for Uber or Lyft?
You may qualify for insurance benefits, but coverage can be complicated. A lawyer can help maximize recovery.
Can I recover damages if the at-fault driver was uninsured or underinsured?
Yes. Uber and Lyft provide UM/UIM coverage to protect passengers and drivers when the at-fault driver lacks insurance.
Why Choose Portnoi & Reed for Rideshare Accident Cases
For more than 30 years, The Law Office of Portnoi & Reed P.C. has represented accident victims across New Jersey. We know the complexities of rideshare claims, from no-fault rules to multi-layered insurance policies. Our team fights to recover maximum compensation for your injuries and financial losses.
If you were hurt in an Uber, Lyft, or other rideshare accident, don’t go up against the insurance companies alone. Call The Law Office of Portnoi & Reed P.C. today at (908) 228-8800 or contact us online for a free consultation.
